Hipaa Plans
by admin on Tuesday, December 8th, 2009 | Comments Off
hipaa plans
Health coverage HIPAA question.?
I’m on COBRA now and will have to switch to an individual plan when my COBRA runs out.
I have a pre-existing condition.
I will have had more than 18 months of continuous coverage.
From what I understand, because I met the above criteria, an insurer cannot deny or limit coverage due to my pre-existing condition. Right?
But can they hike up my rates due to the condition?
Thanks in advance.
Well, you can’t just go to ANY insurer for a HIPAA policy. So you probably want to talk to a local broker, who can help you get quotes.
And yes, they can – and will – jack up the price to cover the preexisting condition. A friend of mine pays $2500 a month – but she’s got cancer.
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