Pre Hipaa
pre hipaa
Do short-term insurance coverage companies have to abide by HIPAA requirements?
I know that short-term coverage insurance companies are considered as creditable under HIPAA standards, but are they required to abide by HIPAA rules and regs? Especially for pre-existing conditions?
Some articles do state that short-term health coverage can exclude pre-existing conditions that are normally covered under HIPAA (sorry Allison – duhhh!)…
I’m writing an appeal for a denial based on a pre-exisiting condition. Should I include the HIPAA regs anyway?
“Although short-term coverage is considered creditable coverage under HIPAA, the plans themselves are exempt from HIPAA’s requirements. This means that they do not have to guarantee renewability or issue or waive the preexisting condition exclusion for eligible individuals.”
From http://pubs.acs.org/cen/coverstory/8047/print/8047employment4.html
check it out and tell me what you think. Does it mean they really don’t have to follow regs?
HIPAA requirements are federal and anyone company handling your PHI must abide by the rules.
Clay Kelley – Commentary on Labor Reg: HIPAA
